Call Us: 1-704-748-0974


Our Passion Transfers into our Service

It is cliché to say that we care about our customers; but we truly are interested in connecting our clients with mortgage experts that provide a mortgage experience that will set the stage for your financial future. Our mortgage lenders understand this industry and have a vested interest in helping you reach your goals. After all, we want you as a part of our company for life.

The goal of our lenders each day is simple – find the best loan at the best rate and take excellent care of our clients. 


Bank of North Carolina

boncAt Bank of North Carolina,our mission is to provide the best banking experience possible by anticipating your needs, and exceeding your expectations while assisting you in achieving your short-term and long–term financial goals. We are committed to providing a challenging and rewarding work environment for our employees, while maintaining solid financial strength to ensure superior returns for our shareholders.
 Lori Couick
Vice President/Mortgage Consultant
 NMLS# 107415 | 20 Years of Experience
Phone: 980-359-1168
Cell: 704-491-2935
Fax: 704-544-3341
Meet Lori Couick:
I am Lori Couick and have dedicated 20 years to the mortgage industry. My knowledge of the industry has allowed me to assist home buyers, realtors and builders navigate the mortgage process. With extensive knowledge of Conventional, FHA, USDA and VA products, I am confident that I can help you whether you are building, buying an existing home or refinancing. With all the industry changes, the mortgage process can feel like an obstacle course. Experience spanning over 2 decades allows me to map out your home buying journey and avoid those roadblocks so that you have a clear path home. Trust Bank of North Carolina to deliver an excellent mortgage experience. Purchasing or refinancing, we provide products that are easy to understand and advice that is specific to your transaction allowing you to make solid decisions to enhance your mortgage experience.

TowneBank Mortgage

Townebank Mortgage NMLS # 512138

The Townebank Difference:

TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing, and exceptional service.

Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area. Our professional experience and solid business relationships with local Realtors®, builders, and appraisers are assets to you.

TowneBank Mortgage offers a wide array of loan programs to provide you with the best possible fit for your needs. We are excited to work with you!

Daryl Watson Townebank MortgageDaryl Watson

NMLS # 512138
Phone: 704-954-0951
Mobile: 704-562-8281

Daryl prides himself on his ability to treat each customer like family. Born & raised in the Charlotte area, Daryl’s ties to the community are as strong as they are long. Daryl’s vast knowledge of the industry keeps him at the top of his game in this ever-changing market.

With his enthusiasm during each transaction, careful consideration for every client and top notch customer service, Daryl will continue to soar above the competition in the area.

As a top originator and manager of the North Carolina branches, Daryl surrounds himself with the best of the business and each member of his team exudes the same pride & diligence ensuring each transaction closes quickly and with ease. Whether you are in the market for your first home or a repeat customer, Daryl will always choose the right financing option for your individual needs.

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